FAQ

Frequently asked questions

Straight answers about running your wholesaling business on AggREIgator.

General

What is AggREIgator?

The business system for wholesalers. One place to run the whole deal, from the first number to the assignment.

Pull ARV and MAO, test your exit strategies, make offers and send LOIs, review what you get under contract, package it, find investors and market your equitable interest. You don't need a comp tool, a spreadsheet, a doc template and a buyers list open in four tabs.

Who is it for?

Wholesalers. AggREIgator is built around how a wholesale deal actually moves: find it, price it, lock it up, package it, assign it. Every tool in it serves one of those steps.

What can I do with it?

  • Price the deal. Run ARV, as-is value and MAO from comps built on actual sales, with local repair costs, before you make an offer.
  • Pick the exit. Model fix & flip, BRRRR and seller finance or subject-to side by side, so you know who the deal is for before you pitch it.
  • Make the offer. Generate LOIs and send them for e-signature.
  • Review the contract. Check the deals you've got under contract before you commit to marketing them.
  • Stay compliant. Guidance for all 50 states and DC appears while you underwrite, and states that effectively require a licence are blocked.
  • Package it. Turn the numbers, photos and terms into a deal package investors can act on.
  • Find investors. Work your own list, AggREIgator's investor network and investors found in public records, all from one place.
  • Market it. Put your equitable interest in front of them by email from the platform, or by SMS and email through GoHighLevel.
  • Protect it. Investors accept non-circumvention terms before they ever see the address.

Why not just use a spreadsheet and my buyers list?

You can. That's how most wholesalers start. The cost is the time spent between tools: re-keying numbers, rebuilding the same deal sheet, and blasting a list without knowing who actually buys that kind of deal. AggREIgator keeps the deal in one place from offer to assignment.

For wholesalers

Where do the investors come from?

Three sources, all worked from one place:

  • Your own list. Bring the buyers you already deal with.
  • AggREIgator's investor network. Investors who have set a buy box on the platform (markets, strategies, price range), so you know what they buy before you reach out.
  • Public records. Active investors found from purchase activity.

How does my deal get marketed?

By email, straight from the platform. If you run on GoHighLevel, the integration adds SMS and email through GHL as well.

Whose name is on the outreach?

Yours. Every email goes out under the name of the Account Executive on your team, a role you assign inside your own AggREIgator workspace. Investors hear from your business, not from AggREIgator.

Do I need GoHighLevel?

No. Email works out of the box. GoHighLevel is there if you already run your business on it and want SMS too.

Can investors tell me what they want?

Yes. Investors on AggREIgator can ask to have a property sourced, which means a buyer is telling you exactly what to go find before you've spent a dollar on marketing.

Can my team use it?

Yes. AggREIgator is built for a wholesaling operation, not just one person. Everyone gets a role in your workspace:

  • Wholesaler: finds and contracts the deals.
  • Underwriter / Deal Desk Analyst: runs the numbers and packages the deal.
  • Account Executive: markets your equitable interest; their name goes on the outreach.
  • Regional Manager: oversees a market or team.
  • Admin: runs the workspace.

Can I JV a deal?

Yes, and you're in control. Write your own JV agreement, set the split yourself and get it signed without leaving the platform. Your partner can be another wholesaler, or AggREIgator itself.

Do I need a contract before I submit?

Yes. A signed purchase agreement between you and the seller. We market your interest in that contract; without one, there is nothing to market.

And it has to permit assignment. A contract that flatly prohibits it has nothing in it for us to sell. "Only with the seller's written consent" is workable: we just need that consent before we go to buyers, and an addendum usually settles it.

What do you do with the contract I upload?

It's read by an AI model to pull out the deal's fields, and then by a human underwriter. Every extracted figure is shown to you for correction before anything is submitted.

That document carries the seller's name and signature, so it matters where it goes: it is processed in the United States and nowhere else. The Privacy Policy says exactly what is sent, and to whom.

Can I sign documents in AggREIgator?

Yes, on every paid plan. Create LOIs, purchase and sale agreements, JV agreements and NDAs, and send them for e-signature. The paperwork lives with the deal, not in your inbox.

Underwriting & data

How do you calculate ARV?

From multiple comp sources, all built on actual sales, not asking prices. On top of the comps, AggREIgator runs Quantarium's ARV and as-is valuation models. Quantarium's valuation model is reviewed by Fitch Ratings, accepted for use in mortgage-backed securities and relied on by major mortgage lenders. You're pricing deals with the same class of valuation data lenders use.

Do I get an as-is value too?

Yes. You get an ARV and an as-is estimate, so you can see both ends of the spread before you make an offer.

How do you estimate repairs?

With local costs, through the MAO calculator, not national averages. A kitchen in Birmingham doesn't cost what it does in Austin, and your MAO shouldn't pretend it does.

What does the AI actually do?

It helps with underwriting and packaging: running the numbers, and turning them into a deal package investors can act on. You make the calls.

For investors

I buy deals. Why should I join?

So you only hear about deals that fit. Set a buy box once, with your markets, strategies and price range, and the deals that match come to you. Everything else stays out of your inbox.

What's a buy box?

Your criteria, written down once: markets, strategies (flip, BRRRR, rental, subject-to, wrap, seller carry, land) and the numbers each strategy has to hit. Wholesalers on AggREIgator can see what you buy before they reach out.

Can I ask for a specific kind of deal?

Yes. Put in a sourcing request: tell us what you want, where, and at what price, and it goes to the wholesalers who can go find it.

Who will I hear from?

The wholesaler's own Account Executive. Every email carries the name of a real person on the wholesaler's team, not a mass blast from a no-reply address.

Why can't I see the full address?

Because the wholesaler is protecting their contract. You see a teaser first. Accept the buyer terms, which route every inquiry through the wholesaler's team and rule out contacting the seller directly, and the full deal unlocks.

Will I get text messages?

Only if you opt in. When you sign in on a deal package you're asked to consent to non-marketing texts about real estate deals from AggREIgator, LLC. Reply STOP at any time to opt out.

Trust & vetting

Are the investors real?

Yes. Investors in the AggREIgator network are sourced and currently own investment property. You're pitching people who have bought before, not names someone scraped off a Facebook group.

What stops someone going around me?

Nobody sees the exact address until they've agreed not to.

Every investor starts with a teaser. To unlock the full deal they have to accept the buyer terms. Those route every inquiry through your team, rule out any direct contact with the seller, and treat unauthorized contact as intentional interference with your contract, with $75,000 in damages payable to you. No exceptions: even a full share stays a teaser until the terms are accepted.

Every acceptance is stamped with the date, the investor's IP address and the exact version of the terms they agreed to, and the record can't be edited afterwards. If you ever need the paper trail, it's there.

Is my outreach coming from AggREIgator?

Not your emails. The Account Executive is a role on your own team, inside your own workspace, and every email carries that person's name. Investors hear from your business.

Pricing & plans

Is there a free plan?

Yes. The calculators (MAO, Exit Strategies, Morby Stack) are open to anyone, no account needed.

What plans are there?

Five: Free, Starter, Pro, Elite and Agency.

Do you take a cut of my assignment fee?

No. Your assignment fee is yours.

The only time AggREIgator shares in a deal is when you choose to JV that deal with us. That's your call, one deal at a time, and it applies to that deal only.

Compliance & legal

Does AggREIgator help me stay compliant?

Yes, and it's built into the product. AggREIgator holds researched, plain-language guidance for all 50 states and DC, and shows it while the deal is being underwritten. A problem gets flagged before the deal reaches a buyer, not after.

What does the state guidance cover?

Four things for every state, plus a risk rating:

  • What to look for: the issues that matter most in that state.
  • Statutory disclosure: what the law requires you to disclose.
  • Deadlines: seller cancellation windows and other time limits.
  • Advertising constraints: what you can and can't say when you market your equitable interest.
  • Risk level: Low, Medium, High or Very High, based on how heavily the state regulates wholesaling.

Risk runs from states with no wholesaling statute at all up to states like Pennsylvania, where wholesaling is effectively licence-only.

Can I do deals in every state?

No, and that's deliberate. Where a state's rules mean you'd effectively need a licence or registration to wholesale, AggREIgator blocks deals in that state. You won't discover the hard way that you were doing deals somewhere you shouldn't.

How current is the guidance?

Every point was checked against the statutes themselves, enrolled bills and regulator sources, not copied from third-party trackers. AggREIgator also keeps a watch list of pending bills and revived legislation, so the guidance can be updated when the law changes.

Is the state guidance legal advice?

No. It's general information, and wholesaling laws change and vary by state. For advice on a specific deal, talk to a licensed real estate attorney in that state.

How should I describe my deals?

As your equitable interest in the contract, because that's what you hold. You don't own the property, so don't market it as if you do.

Is AggREIgator a real estate broker?

AggREIgator, LLC is a software platform. Wholesalers use it to offer their contractual interest in a property under an assignable purchase agreement. We are not a party to that agreement, we do not hold title, and we represent neither the seller nor the buyer. On deals our team distributes, we do so as a joint-venture partner in the contract, not as a broker. Whether an activity needs a licence is decided by the law of the state the property is in, so we operate only where we have determined we may. Nothing here is legal advice. Today that is Texas, Alabama, Florida, Ohio, Indiana, Georgia, Tennessee, Maryland, North Carolina, Arizona, Wisconsin, New Jersey, California, Alaska, Arkansas, Colorado, District of Columbia, Hawaii, Idaho, Kansas, Louisiana, Maine, Massachusetts, Michigan, Mississippi, Missouri, Montana, Nevada, New Hampshire, New Mexico, New York, South Dakota, Utah, Vermont, Washington, West Virginia and Wyoming.

The Terms set this out in full.

Do you work with owner-occupants?

No. AggREIgator is strictly an investor-to-investor platform. We don't sell to retail buyers, and we don't currently buy directly from homeowners.

If you're selling your own home, we can't help you today, and we'd rather say so than take your details and go quiet.

Creative finance

What is creative finance?

Non-traditional ways of buying real estate: no bank, or not only a bank. The three we see most:

  • Subject-To (Sub-To). You buy the property "subject to" the existing mortgage, taking over the payments without formally assuming the loan. The rate on that loan is often one nobody can get today. That is the asset.
  • Seller Carry (Seller Finance). The seller acts as the bank and holds the note. No lender, no origination, and terms a bank would never write, which is why the terms are the deal.
  • Wraps. A new, larger mortgage wrapped around an existing, smaller one.

Each has its own numbers, and its own way of going wrong. That is why a buy-box asks a different question for each of them.

Still have a question?

Pick a plan and run your next deal on AggREIgator, or set up a buy-box and hear only about deals that fit.