Terms of Service · AggREIgator

AggREIgator, LLC · Version 2.1 · Effective 14 September 2026

1. Acceptance of Terms

By accessing or using the website, forms, email communications, or services provided by AggREIgator, LLC ("Company," "we," "us," or "our"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, do not use our Services.

These Terms constitute a legally binding agreement between you and AggREIgator, LLC, a Wyoming limited liability company.

2. Definitions

"Services" means the real estate disposition, deal matching, wholesaler partnership, and investor networking services provided by the Company, including but not limited to: buyer qualification, deal blast distribution, wholesaler intake, and joint venture facilitation.
"User," "you," or "your" means any individual or entity accessing or using our Services.
"Buyer" means a real estate investor who has completed our qualification process and been verified as an accredited or sophisticated investor (as applicable).
"Wholesaler" means a real estate professional or entity that submits properties for disposition through our network.
"Deal" means a real estate investment opportunity marketed through our Services.
"Platform" means our website (aggreigator.com), forms, emails, and any related technology used to deliver Services.

3. Nature of Services

3.1 Disposition and Networking Services

AggREIgator operates as a real estate disposition company and investor networking service.

What we market. We market a Wholesaler's contractual (equitable) interest in real property held under an assignable purchase agreement, to a private network of investor-Buyers. We do not market the property itself, and we do not market it on behalf of its owner.

What we do not do. We do not:

List, offer, or advertise real property for sale on behalf of an owner
Hold, solicit, or accept a listing agreement
Represent a Buyer or a Seller as their agent in a transaction
Receive a commission contingent upon an owner's sale of real property
Act as a real estate broker, agent, or Realtor® (unless expressly disclosed in writing for a specific transaction)
Provide mortgage lending, origination, or brokerage services
Offer securities, investment advice, or financial planning services
Guarantee investment returns, cash flow, or profitability of any Deal
Act as a principal or counterparty in real estate transactions

3.2 Investor-Only Platform

Our Services are designed exclusively for real estate investors and industry professionals. By using our Services, you represent and warrant that you are:

A bona fide real estate investor, wholesaler, or licensed industry professional
Seeking investment properties for business or investment purposes
NOT seeking owner-occupied residential financing or consumer mortgage products

3.4 Licensing Is Determined by State Law

Whether particular activity requires a real estate licence is determined by the law of the state in which the property is located, and turns on what a person actually does — not on how they describe themselves.

Accordingly:

We do not represent that our Services, or your use of them, are exempt from licensing, registration, or disclosure requirements in any particular state.
We provide Services only in states where we have determined we may lawfully do so, and we decline deals in states where we have not made that determination. That list changes as we expand, and a state's absence from it is not a statement about the law of that state.
You are responsible for your own licensure, advertising, and disclosure obligations under the law of the state where your property is located. Nothing in these Terms is legal advice to you about those obligations.

Where we have identified a statutory requirement that applies to a Wholesaler in a state we serve, we describe it in Section 6.5. That description is provided for convenience, is not exhaustive, and is not a substitute for your own counsel.

3.3 No Fiduciary Duty

Nothing in these Terms or your use of our Services creates an agency, partnership, joint venture (except where expressly documented separately), fiduciary, or advisory relationship between you and AggREIgator, LLC.

4. User Representations and Warranties

By using our Services, you represent and warrant that:

Legal Capacity: You are at least 18 years old and have the legal capacity to enter into binding contracts.
Investor Status: You are a real estate investor or licensed professional purchasing properties for investment, business, or commercial purposes—not for personal, family, or household use as a primary residence.
Accreditation/Sophistication: Where applicable, you meet the definition of an "accredited investor" under SEC Regulation D or can otherwise evaluate and bear the economic risks of real estate investments.
No Reliance: You understand that information provided about Deals (including projected returns, ARV, rent estimates, rehab budgets, or cash flow projections) is based on third-party data and estimates. You will conduct your own independent due diligence.
Compliance: You will comply with all applicable federal, state, and local laws, including but not limited to:

Dodd-Frank Wall Street Reform and Consumer Protection Act

SAFE Mortgage Licensing Act
State real estate licensing laws
Securities laws (if applicable to any joint venture or syndication)
Information Accuracy: All information you provide through our intake forms (F1–F7) and communications is true, accurate, and complete to the best of your knowledge.

Section 5: Prohibited Activities

You agree NOT to:

Use our Services to solicit owner-occupied residential financing or consumer mortgage products
Misrepresent your investor status, financial capacity, or intent
Market Deals to owner-occupants or consumers through our Platform
Circumvent our qualification process to access deal flow
Share deal blast emails, links, or proprietary information with non-qualified third parties
Use our Services for any unlawful, fraudulent, or deceptive purpose
Reverse-engineer, scrape, or data-mine our Platform
Transmit spam, malware, or harmful code through our systems
Use the Platform, or any data obtained through it, to build, train, populate, or refine any list, model, or campaign for acquiring property that selects prospective sellers by geography where that selection is based on, or serves as a proxy for, the Protected Characteristics of the residents of that geography
Submit, transmit, or publish through the Platform any Deal description, marketing material, or communication containing a statement prohibited by Section 13.2(c) or (d)
Represent or imply to any person that a Platform-generated classification reflects the characteristics, conduct, or desirability of the residents of any area

Section 6: Deal Disposition Process

6.1 No Guarantee of Deals

We do not guarantee that any Buyer will receive Deals, that any Wholesaler's Deal will be distributed, or that any transaction will close. Deal flow depends on market conditions, wholesaler submissions, and buyer fit.

6.2 Due Diligence Obligation

ALL BUYERS ARE SOLELY RESPONSIBLE FOR THEIR OWN DUE DILIGENCE, including but not limited to:

Property inspection and valuation
Title search and title insurance
Verification of loan terms, balances, and assumability (for Subto/Wrap deals)
Legal review of contracts and agreements
Financial analysis and underwriting
Compliance with local laws and regulations

6.3 Wholesaler Representations

Wholesalers submitting Deals through F7 represent that they:

Have legal authority to market the property
Have disclosed all known material facts
Are compliant with state wholesaling laws and assignment regulations
Have provided accurate financial data (asking price, ARV, rehab estimates, underlying loan info)

6.4 JV and Referral Arrangements

Some Deals may involve joint venture (JV) or referral fee arrangements. These will be documented in separate written agreements. AggREIgator's compensation (if any) for facilitating introductions will be disclosed in writing prior to any transaction.

6.5 Contract Requirements and State Disclosures

A deal cannot be marketed through our Services unless the underlying purchase agreement permits assignment. A contract that prohibits assignment conveys no interest we are able to market, and we will decline it.

You represent and warrant that, for each Deal you submit:

You hold a valid, enforceable, and assignable equitable interest in the property under a written purchase agreement; and
You have made every disclosure your state's law requires of you.

Requirements we have identified in the states we currently serve include:

Texas — a person selling an option or assigning an interest in a contract to purchase real property must disclose to the purchaser, before the transfer, that they are conveying only their legal interest in a contract, and not the property itself (Tex. Occ. Code §1101.0045).
Alabama — the Alabama Wholesale Real Estate Transactions Act imposes disclosure and timing requirements on wholesale transactions, including a written disclosure to the seller that the wholesaler is acquiring an equitable interest and does not hold legal title (Ala. Code §8-42 et seq.).
Florida — Florida has no wholesaler-specific contract-disclosure statute, but constrains how a contractual interest may be advertised. We market the contractual interest and not the property, which is the position described in Section 3.1.

These summaries are not exhaustive and are not legal advice. Statutes change. You are responsible for your own compliance, and we may decline any Deal that we believe does not meet them.

6.6 Acquisition Conduct

In addition to the representations in Section 6.3, each Wholesaler represents and warrants, as to every Deal submitted, that:

(a) Lawful solicitation. Its marketing, solicitation, and outreach to the seller complied with the Fair Housing Act and all applicable state and local fair housing, telemarketing, and consumer protection laws;

(b) No prohibited targeting. Neither the seller nor the property was identified, selected, or prioritized for solicitation on the basis of any Protected Characteristic of the seller, the occupants, or the residents of the surrounding area, and no list, model, or campaign used to identify the seller applied a geographic selection criterion serving as a proxy for a Protected Characteristic;

(c) No prohibited statements. No solicitation material, communication, or representation made to the seller contained a statement described in Section 13.2(c) or (d), and no representation was made regarding the entry or prospective entry into the neighborhood of persons of any Protected Characteristic;

(d) Capacity to perform. At the time of contracting it held a good-faith belief, based on reasonable inquiry into buyer demand for comparable properties in the relevant market, that it would be able to close or assign the contract within its stated term; and

(e) Seller disclosure. It disclosed to the seller, in writing and before execution, that it is acting as a buyer intending to assign or otherwise transfer its contractual interest rather than as the seller's agent or broker, the approximate timeline to closing, and the circumstances under which the contract may be terminated or permitted to expire.

Each Wholesaler shall retain records evidencing compliance with subsections (a)–(e) for not less than [three (3)] years following the closing, assignment, termination, or expiration of the applicable contract. Where AggREIgator receives a complaint, claim, demand, or regulatory or law-enforcement inquiry concerning a Deal, the Wholesaler shall produce such records relating to that Deal within [ten (10)] business days of written request. AggREIgator does not monitor, review, or audit Wholesaler records in the ordinary course and undertakes no duty to do so.

Section 7: Fees and Compensation

7.1 Buyer Fees

AggREIgator does not charge Buyers for access to deal flow or qualification services. We reserve the right to introduce premium tiers or membership fees in the future with 30 days' notice.

7.2 Wholesaler Fees

Wholesalers may be subject to JV splits, assignment fees, or disposition fees as agreed in separate written contracts. Nothing in these Terms obligates AggREIgator to market any Deal or guarantees any outcome.

7.3 Third-Party Fees

You are responsible for all third-party costs related to transactions, including but not limited to: title insurance, escrow fees, attorney fees, inspection costs, transfer taxes, and recording fees.

Section 8: Intellectual Property

All content on our Platform—including logos, branding, deal descriptions, email templates, forms, and proprietary systems—is owned by AggREIgator, LLC and protected by copyright, trademark, and other intellectual property laws.

You may not copy, reproduce, distribute, or create derivative works from our content without express written permission.

Section 9: Privacy and Data Use

9.1 Information Collection

We collect information through intake forms (F1–F7), email communications, and analytics. This includes contact information, investment criteria, financial capacity indicators, and communication preferences.

9.2 Use of Data

We use your information to:

Match you with relevant real estate deals
Communicate about opportunities and platform updates
Maintain our buyer and wholesaler databases
Comply with legal obligations

9.3 No Sale of Personal Data

We do not sell your personal information to third parties. We may share deal-relevant information with counterparties (e.g., sharing a Buyer's buy box criteria with a Wholesaler for a specific Deal) to facilitate transactions.

9.4 Security

We implement reasonable security measures but cannot guarantee absolute security. You acknowledge that internet transmissions are never completely secure.

Section 10: Disclaimers

10.1 NO WARRANTIES

THE SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:

WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT
WARRANTIES THAT DEALS WILL BE PROFITABLE, SUITABLE, OR FREE FROM DEFECTS
WARRANTIES THAT UNDERLYING LOANS ARE ASSUMABLE, CURRENT, OR ACCURATELY STATED
WARRANTIES REGARDING PROPERTY CONDITION, TITLE STATUS, OR OCCUPANCY STATUS

10.2 THIRD-PARTY INFORMATION

Deal information originates from Wholesalers and third-party sources. We do not independently verify all claims, comparables, or financial projections. You must verify all information independently.

10.3 NO LEGAL, TAX, OR FINANCIAL ADVICE

Nothing in our Services constitutes legal, tax, accounting, or investment advice. You must consult qualified professionals before entering any transaction.

10.4 INVESTOR SUITABILITY

We do not guarantee that any Deal matches your investment objectives, risk tolerance, or financial situation. Our matching algorithms are based on self-reported criteria and should not replace your independent judgment.

10.5 PLATFORM-GENERATED CLASSIFICATIONS AND SCORES

Certain information presented through the Services — including neighborhood classifications, area grades, market or demand indicators, rankings, and Deal-to-Buyer matches — is generated by AggREIgator rather than supplied by a User or third-party data vendor ("Platform-Generated Information").

PLATFORM-GENERATED INFORMATION IS PROVIDED FOR GENERAL INFORMATIONAL PURPOSES ONLY AND IS PROVIDED "AS IS," WITHOUT WARRANTY OF ACCURACY, COMPLETENESS, CURRENCY, OR FITNESS FOR ANY PURPOSE.

Where a classification is derived from a published governmental dataset, it reflects that dataset's methodology and vintage and nothing more. Any neighborhood or area classification describes aggregate economic characteristics of a defined statistical geography as reported by the issuing agency. It is not a statement about, and must not be construed as a statement about, the residents of any area, their Protected Characteristics, the safety or desirability of any area, or the suitability of any area for any person. Classifications are reported at the level of a statistical geography and do not describe any individual property, block, or household.

Platform-Generated Information is not a recommendation to transact, or to refrain from transacting, in any area, and is not an appraisal, a broker price opinion, an inspection, an investment recommendation, or advice of any kind. It does not replace the independent due diligence required by Section 6.2. You are solely responsible for whether and how you use Platform-Generated Information, and for the lawfulness of that use, including under Section 13.

AggREIgator may add to, modify, correct, or discontinue any Platform-Generated Information at any time without notice.

Section 11: Limitation of Liability

11.1 Cap on Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, AGGREIGATOR, LLC'S TOTAL LIABILITY TO YOU FOR ANY CLAIM ARISING OUT OF OR RELATING TO THESE TERMS OR THE SERVICES SHALL NOT EXCEED THE GREATER OF:

$500.00 USD, OR
THE TOTAL AMOUNT YOU PAID TO AGGREIGATOR IN THE 12 MONTHS PRECEDING THE CLAIM

11.2 Exclusion of Consequential Damages

IN NO EVENT SHALL AGGREIGATOR, LLC BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO:

LOST PROFITS OR LOST INVESTMENT RETURNS
PROPERTY DAMAGE OR LOSS
DAMAGES ARISING FROM TRANSACTIONS BETWEEN USERS
DAMAGES ARISING FROM RELIANCE ON DEAL INFORMATION
DAMAGES ARISING FROM THIRD-PARTY BREACHES OR MISREPRESENTATIONS

This limitation applies regardless of the theory of liability (contract, tort, negligence, strict liability, or otherwise).

11.3 Assumption of Risk

Real estate investing involves substantial risk. You expressly assume all risks associated with investment decisions made using our Services.

Section 12: Indemnification

You agree to indemnify, defend, and hold harmless AggREIgator, LLC, its members, managers, employees, agents, and affiliates from and against any claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising out of or relating to:

Your use of the Services
Your breach of these Terms
Any transaction you enter into with another User or third party
Your violation of any law or regulation, including without limitation the Fair Housing Act (42 U.S.C. § 3601 et seq.), the Equal Credit Opportunity Act, and any state or local fair housing, anti-discrimination, or wholesaling-disclosure statute
Any misrepresentation you make in our intake forms or communications
Any injury or damage arising from your investment activities
Any claim brought by a person who is not a User arising out of your acquisition, marketing, or attempted disposition of any property, including any claim by a seller or occupant

Section 13: Fair Housing and Non-Discrimination

13.1 Protected Characteristics

As used in these Terms, "Protected Characteristic" means race, color, religion, sex (including sexual orientation and gender identity), national origin, familial status, or disability, as those terms are used in the federal Fair Housing Act, 42 U.S.C. § 3601 et seq., together with any additional characteristic protected under applicable state or local law, including without limitation source of income, age, marital status, military or veteran status, and citizenship or immigration status where so protected.

13.2 User Covenant

You covenant that you will not use the Services, any data or materials obtained through the Services, or any classification, score, grade, filter, or match generated by the Platform:

(a) to discriminate against any person on the basis of a Protected Characteristic in the sale, rental, acquisition, financing, marketing, or advertising of any dwelling;

(b) to select, exclude, prioritize, or deprioritize any person, property, or geographic area in a manner intended to discriminate on the basis of a Protected Characteristic, or that you know or reasonably should know would have that effect;

(c) to make, print, publish, or cause to be published any notice, statement, or advertisement with respect to the sale or rental of a dwelling that indicates any preference, limitation, or discrimination based on a Protected Characteristic, or any intention to make such a preference, limitation, or discrimination; or

(d) to induce or attempt to induce any person to sell or rent a dwelling by representations regarding the entry or prospective entry into a neighborhood of persons of a particular Protected Characteristic.

13.3 Acknowledgment of Independent Obligations

You acknowledge that the Fair Housing Act applies to transactions involving dwellings without regard to whether the purchaser is an investor, an entity, or a person acquiring for business or commercial purposes, and that nothing in these Terms — including the investor-qualification requirements of Sections 4 and 5 — limits, waives, or satisfies your obligations under the Fair Housing Act or any state or local fair housing law. You are solely responsible for your own compliance.

13.4 Content You Submit

You are the author and publisher of all Deal descriptions, property narratives, marketing copy, images, and other content you submit to or transmit through the Platform. You represent that such content contains no statement that would violate Section 13.2(c) or (d), and you agree that AggREIgator may edit, reject, suspend, or remove any content it believes may do so.

13.5 Enforcement

AggREIgator may suspend or terminate your access immediately, without notice and without refund, upon a good-faith determination that you have breached this Section 13. This remedy is in addition to, and not in lieu of, any other remedy available to AggREIgator, including under Section 12.

13.6 Reporting

Any person may report suspected discriminatory conduct on the Platform to legal@aggreigator.com. AggREIgator will review reports it receives but does not undertake, and expressly disclaims, any duty to monitor User conduct occurring outside the Platform.

Section 14: Termination

14.1 By You

You may discontinue use of our Services at any time by unsubscribing from emails and ceasing to access our Platform.

14.2 By Us

We may suspend or terminate your access to the Services at any time, with or without cause, with or without notice, for conduct that we believe violates these Terms or is harmful to other Users, us, or third parties.

14.3 Effect of Termination

Upon termination:

Your right to access deal flow and receive communications ceases
We may retain your data as required by law or for legitimate business purposes
Sections 10 (Disclaimers), 11 (Limitation of Liability), 12 (Indemnification), and 14 (Governing Law) survive termination

Section 15: Governing Law and Dispute Resolution

15.1 Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Wyoming, without regard to its conflict of law principles.

15.2 Jurisdiction

Any legal action or proceeding arising out of or relating to these Terms shall be brought exclusively in the state or federal courts located in Cheyenne, Wyoming.

15.3 Waiver of Class Actions

YOU AGREE TO RESOLVE DISPUTES WITH US ON AN INDIVIDUAL BASIS. You waive any right to participate in class actions, collective proceedings, private attorney general actions, or consolidated arbitrations.

15.4 Informal Resolution

Before initiating any formal dispute resolution, the parties agree to attempt to resolve disputes informally by contacting each other in writing with a detailed description of the dispute.

Section 16: Dodd-Frank and SAFE Act Compliance

16.1 Investor-Only Platform

AggREIgator is structured as an investor-to-investor networking and disposition platform. We do not:

Originate, broker, or service residential mortgages
Offer credit or financing to consumers
Market properties for owner-occupied residential use

16.2 No MLO Activity

Our personnel are not mortgage loan originators (MLOs) under the SAFE Act, and we do not engage in activities requiring MLO licensure. If you require MLO services, we may refer you to licensed third parties, but we do not guarantee their services or licensure status.

16.3 Creative Finance Disclosures

Deals involving subject-to financing, wraparound mortgages, or seller carryback notes involve complex legal and financial risks, including but not limited to:

Due-on-sale clause acceleration
Title seasoning issues
Usury law compliance
Securities law implications (if the arrangement constitutes an investment contract)

You must engage qualified legal counsel before entering any creative finance transaction.

Section 17: General Provisions

17.1 Entire Agreement

These Terms, together with any separate written JV agreements, disposition contracts, or privacy policies, constitute the entire agreement between you and AggREIgator concerning the Services.

17.2 Severability

If any provision of these Terms is held invalid or unenforceable, the remaining provisions shall continue in full force and effect.

17.3 Waiver

Our failure to enforce any right or provision of these Terms shall not constitute a waiver of such right or provision.

17.4 Assignment

You may not assign or transfer these Terms without our prior written consent. We may assign these Terms without restriction.

17.5 Force Majeure

We shall not be liable for any failure or delay in performing our obligations due to circumstances beyond our reasonable control.

17.6 Updates to Terms

We may update these Terms from time to time. We will notify Users of material changes via email or Platform notice. Your continued use of the Services after such changes constitutes acceptance of the updated Terms.

17.7 Contact Information

AggREIgator, LLC Cheyenne, Wyoming Email: legal@aggreigator.com

Section 18: Acknowledgment

BY USING OUR SERVICES, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THESE TERMS. YOU FURTHER ACKNOWLEDGE THAT REAL ESTATE INVESTING INVOLVES SUBSTANTIAL RISK, THAT YOU WILL CONDUCT INDEPENDENT DUE DILIGENCE, AND THAT AGGREIGATOR, LLC IS NOT A BROKER, LENDER, INVESTMENT ADVISOR, OR FIDUCIARY.