Subject-To & Wrap

You take over the existing loan. The rate on it is often a rate nobody can get today — that is the asset, and it is why the underlying debt matters more than the price.

You tell us your numbers

Once. In your buy-box. Then you stop being on a blast list and start being matched.

  • •The most you'll pay
  • •The highest underlying rate you'll take over
  • •What you'll cure in back payments (Sub-To)
  • •The minimum equity you need (Sub-To) · the payment you'll accept (Wrap)

What we send you

Deals with the underlying debt laid out — rate, balance, payment, arrears — because a Sub-To deal you can't see the loan on isn't a deal, it's a hope.

A deal that misses your box never reaches you. That is not us being careful with your inbox — it is the matcher. If your numbers say no, you are not sent it.

We’re buying in Texas, Alabama, Florida, Ohio, Indiana, Georgia, Tennessee, Maryland, North Carolina, Arizona, Wisconsin, New Jersey, California, Alaska, Arkansas, Colorado, District of Columbia, Hawaii, Idaho, Kansas, Louisiana, Maine, Massachusetts, Michigan, Mississippi, Missouri, Montana, Nevada, New Hampshire, New Mexico, New York, South Dakota, Utah, Vermont, Washington, West Virginia, Wyoming today, and adding markets. Deals are underwritten before you see them — figures, comps, contract and photos in one package.