Subject-To & Wrap

You take over the existing loan. The rate on it is often a rate nobody can get today — that is the asset, and it is why the underlying debt matters more than the price.

You tell us your numbers

Once. In your buy-box. Then you stop being on a blast list and start being matched.

  • The most you'll pay
  • The highest underlying rate you'll take over
  • What you'll cure in back payments (Sub-To)
  • The minimum equity you need (Sub-To) · the payment you'll accept (Wrap)

What we send you

Deals with the underlying debt laid out — rate, balance, payment, arrears — because a Sub-To deal you can't see the loan on isn't a deal, it's a hope.

A deal that misses your box never reaches you. That is not us being careful with your inbox — it is the matcher. If your numbers say no, you are not sent it.

We’re buying in Texas, Alabama, Florida today, and adding markets. Deals are underwritten before you see them — figures, comps, contract and photos in one package.